Solution

Flow-driven, object-centric custom agents

When work is not a single conversation but a long-lived business object moving through stages, channels, and systems until a defensible terminal state — you need reliable long-running workflows plus agentic judgment, anchored in one case ledger.

Stages & events

Explicit flow — not a one-off script

Calendar truth

Waits & SLAs survive restarts

Case ledger

One record for proof & audit

Governed scale

Conversation quality (IQA), compliance, supervisor review, spend governance

Chat projects vs. case programs

A re-KYC packet is not a message thread. A vehicle hypothecation file is not a ticket. These are cases with identity, SLAs in calendar days, and auditable exits.

Legacy — chat-first

  • Session amnesia

    State in a browser or transcript — repeated asks and compliance risk.

  • Tool sprawl

    Integrations fire ad hoc — actions contradict CRM / LMS truth.

  • No calendar truth

    Follow-ups are manual — SLAs and regulator-facing timelines slip.

  • Weak exit semantics

    “Resolved” is a label, not proof — audit suffers.

Sentient — object-first

  • Object-led

    One case ledger ties conversations, documents, tools, and approvals.

  • Event-fed

    Typed signals drive transitions — composable suites, not forked code.

  • Policy-bound

    Agent judgment within guardrails; deterministic actions and durable waits.

  • Provable exits

    Terminal outcomes you can explain — versioned policy and artifact linkage.

Signals inContextDecisionGuardrailsActionsDurable waitRepeat

Three definitions — keep them crisp

Product marketing and architects align when flow, persistence, and object mean the same thing in every deck.

Flow-driven

Explicit stage model: allowed states, transitions on typed events (customer replied, document ingested, webhook received), and wait strategies — sleep until date, wait for signal. A compact workflow layer; branching policy via agent decisions plus guardrails.

Persistent

Durability across time and failure: regulatory cooling-off, dealer upload deadlines, and callback promises survive process restarts — state belongs to the workflow layer and stores, not an LLM session.

Object-centric

The case (loan file, policy, shipment, employee packet) is the unit of truth for “done.” Conversations are projections of the case; memory binds to case graphs for auditable coherence across channels.

Continuous control loop

Object-led, event-fed, policy-bound

Replace “one more AI assistant” with a loop around a single case object: signals in → context from object and history → agent decision → guardrails → deterministic actions → durable wait → repeat until a meaningful terminal outcome.

01

Signals in

Webhooks, replies, docs

02

Context

Object + history

03

Agent decision

Judgment + guardrails

04

Actions

Channels & tools

05

Durable wait

Timers, SLAs, signals

06

Terminal / loop

Proof or next stage

Schematic — brain vs timing layer (conceptual)

Signals inContextDecisionActionsDurable waitLoop

Cycle time, stage conversion, cost-to-complete, and conversation quality (IQA) — not raw message counts

Six solution tiles — same engine, different objects

Cross-industry patterns for decks and proposals. The nouns change — the mechanics stay aligned.

Tile 1Banking / auto finance

Regulatory custody & hypothecation

Case spine

Secured lending file — loan + collateral + regulatory artifacts

Why persistence

Mandates have calendar clocks; parties do not move at chat speed

Example exits

RC endorsed / charge registered; exceptions escalated with evidence

Tile 2Retail banking, wealth, payments

Periodic re-identification (re-KYC)

Case spine

KYC packet — risk tier, docs, attestations

Why persistence

Time-boxed refresh; stop/limit until complete

Example exits

Completed / exempted with reason; audit trail for supervisors

Tile 3Payers, providers, health systems

Clinical access & authorization

Case spine

Authorization case — clinical + administrative fit

Why persistence

Peer-to-peer time; multi-party document chase

Example exits

Approved / denied / appealed with artifact linkage

Tile 4P&C insurance

Claims evidence & subrogation intake

Case spine

Claim object — coverage, liability, third parties

Why persistence

FNOL is day zero; truth emerges over weeks

Example exits

Settled / denied / litigation path with document completeness

Tile 5Manufacturing, distribution, B2B commerce

Order-to-cash exception desk

Case spine

Order / invoice dispute object

Why persistence

Exceptions stall cash; nudges respect credit policy

Example exits

Matched / credited / legal review with ERP sync

Tile 6Telecom, utilities, logistics

Regulated fulfillment & field proof

Case spine

Service order — install, swap, compliance proof

Why persistence

Field SLAs and safety constraints

Example exits

Closed with proof; failed visit with reschedule + reason

Platform in conversation

9 domains, one platform

KYC, loan onboarding, insurance renewal, vendor compliance, prior auth — all object-centric.

Aria · WhatsApp

Online
Banking1 / 9

Re-KYC: periodic identity refresh, bankingMeenakshi's KYC documents expired. The agent reaches out 14 days before account restriction under RBI mandate, walks her through document submission on WhatsApp, catches a blurry Aadhaar back, and completes the refresh in one session.

Capabilities:Regulatory deadlineDocument checklistReal-time rejection

Hover to pause · click any domain above · auto-advances through all 9

Where programs earn their keep

High-consequence workflows need conversation quality scorecards (IQA), compliance templates, and structured supervisor review — not a failure mode.

Re-KYC & stop-the-line governance

Risk alignment under board and regulator scrutiny: periodic refresh, event-triggered refresh, tiered evidence, and hard stops until the packet is complete. The KYC packet object carries party anchors, risk tier, evidence checklist per item, and exception reasons — agents negotiate how; the workflow layer enforces when reminders fire and when accounts restrict.

Auto loan RC hypothecation

Collateral perfection as a lifecycle: milestones from disbursement to charge registration, with artifacts and multi-party timers. Agents explain timelines and proof; the workflow layer does not lose deadlines. Terminal states are machine-checkable where possible and human-attested where not — the ledger answers what was true, when, under which policy version.

Prior authorization — multi-party clock

Clinical validity, benefits, network, and peer review each start and stop clocks. The case persists across uploads, payer responses, P2P scheduling, and appeals. The agent coordinates communication without replacing medical judgment — persistent alignment to reduce avoidable denials and keep SLAs visible.

Operating the program — personas & metrics

PersonaWhat they needHow the platform supports it
Policy ownerDefensible rules and versioningPublished templates, version history, pilot vs production (Test / Live)
Ops leadThroughput without chaosException-first consoles from workflow signals
SpecialistSummary-first decisionsStructured escalations with policy context
Auditor / riskProof, not screenshotsFlags, evaluations, artifact linkage to cases
Platform adminHealthy integrationsEvent registry, routing health, observability

Metrics that matter combine cycle time, stage conversion, cost-to-complete (spend governance / FinOps), and quality (conversation quality / IQA).

The unheroic pillars that make “custom” controlled

Spend governance

Long-running programs burn voice, messaging, and model tokens. Budgets and virtual keys keep automation profitable and attributable.

Compliance

Policy evaluation as software — templates with severities and record-level flags, not PDF theater.

Durability

Calendar time is the domain. The workflow layer owns sleep, wake, and reconciliation when reality changes.

Complex scenarios — plain explanations

Wrong document uploaded

Reject with reasons, requeue checklist, preserve attempts for audit

Third party delays (e.g. dealer)

Timers + evidence of nudges; escalation with neutral facts

Regulator asks what happened in March

Versioned policies + case history + flags on touches

VIP / vulnerable customer

Route to specialized suites with tighter guardrails and supervisor review

Model or vendor outage

Deterministic fallbacks; the workflow layer does not forget the case

White papers & sneak-peek demos

Dedicated narratives for financial services and non-financial buyers — flow-driven, object-centric custom agents on the Thuriyam / Sentient Agents platform. Add PDFs under public/whitepapers/ when ready.

Sneak-peek demo videos

Placeholder players — embed YouTube, Vimeo, or Mux in production.

Embed video URL (YouTube / Vimeo / Mux) in production

Custom program lifecycle

Stage model, typed events, and waits — from intake to defensible terminal state.

Request full demo reel →
Embed video URL (YouTube / Vimeo / Mux) in production

Case ledger & artifact graph

One object ties conversations, documents, tool calls, and approvals for audit.

Request full demo reel →
Embed video URL (YouTube / Vimeo / Mux) in production

Governance console

Conversation quality (IQA), compliance templates, supervisor review queues, and program budgets in one operating picture.

Request full demo reel →

Obligations automated — without bespoke code or fragile chat UI

Flow-driven, persistent, object-centric custom agents bind judgment to reliable long-running workflows and truth to a case ledger — with conversation quality (IQA), compliance, supervisor review, spend governance, and auditability so custom still means controlled.